18HÂþ»­

Insure What's Really Important

Your life…your family’s life… your health … your possessions. These are your most important assets. You want to protect them at all costs. But in the event of a tragedy how will your family recover financially? The truth is, it is always a struggle when you become ill, lose a loved one, or lose the possessions you worked hard for. The emotional struggles that accompany uncertainty don’t need to be compounded by financial difficulties. 18HÂþ»­ Life products are a wise investment for your peace of mind and that of your loved ones. Whatever your needs or your budget, 18HÂþ»­ can help you find the right protection that fits you and your family’s needs:ÌýÌý

• Whole LifeÌý
• Term LifeÌý
• Guaranteed Issue Life
• Accident and Health
  • Accident
  • Cancer
  • Heart Attack
• Fire/Contents Protection

Determining how much money your family will need after loss of life, health, and/or possessions is critical.Ìý18HÂþ»­ Life provides benefits that help replace income and can assist your family in meeting many important financial needs. What’s more, life insurance proceeds awarded to your family (beneficiaries) due to the death of the insured person(s) are not included in gross income and not subject to tax.

The need for financial security applies to every stage of life. So, whether you’re young or old, married, or single, have children or don’t, take a moment to consider how 18HÂþ»­ Life might fit into your financial plans. Ìý

If you fit any of the following scenarios, think about how much insurance you need to make sure your family is protected.

• You are married
• You are married with kids Ìý
• You are a single parent
• You have grown children Ìý
• You have grandchildrenÌýÌý
• You are retired Ìý

• You are single Ìý

This material is for informational purposes. Consider your own financial circumstances carefully before making a decision and consult with your tax, legal, or estate planning professional.